Tata Neu Referral Code 2026: Get 1,499 NeuCoins or First Year Free

🔄 Last verified & updated:

Sign up on the Tata Neu app with referral code MOHI19920, apply for the HDFC Tata Neu Credit Card, and pick your reward: get the card First Year Free, or pay the joining fee and get it back as 1,499 NeuCoins. The Tata Neu Infinity variant also earns up to 10% back in NeuCoins on shopping through the Tata Neu app, plus 8 domestic and 4 international airport lounge visits a year.

Verified Offer Details

Referral Code

MOHI19920

Signup Bonus

First Year Free (or rarely Lifetime Free), or 1,499 NeuCoins as cashback when you pay the joining fee of the Infinity variant (499 NeuCoins on the Plus variant).

Referral Reward

1,000 NeuCoins per referral when your friend signs up with your code and gets the card. Monthly milestone bonuses may also apply.

Type

HDFC Tata Neu Infinity / Plus Credit Card — RuPay (UPI-enabled) and Visa variants

Fees

Infinity: ₹1,499 + GST (annual fee waived on ₹3 lakh yearly spends). Plus: ₹499 + GST (waived on ₹1 lakh). Joining fee is currently ₹0 as a limited-time offer.

Apply Now

Get Tata Neu Credit Card →

Opens the Tata Neu credit card page. Enter the referral code MOHI19920 manually if it isn't filled in for you.

✨ Signup Bonus Proof

Proof from the community that the signup bonus arrives when you apply with a referral code.

✓ Verified Community Proof

Signup reward credited after applying for the HDFC Tata Neu Credit Card with a referral code.

ReferralEdge Speciality

RuPay or Visa? Pick the Variant That Pays More

You can choose the card network while applying, and the two variants reward you differently. Here is a quick guide.

RuPay Variant

Best for UPI and Campaign Rewards

Earn 1.5% NeuCoins on eligible UPI spends through Tata Neu App. Tata Neu sometimes runs RuPay-only campaigns, such as bonus NeuCoins for completing tasks like merchant payments.

Apply for RuPay →

Visa Signature Variant

₹500 Voucher and TimesPrime

Get free ₹500 Gift Voucher through Visa Poshvine and Complimentary TimesPrime membeship at just ₹1. You can choose the Visa variant if you already have a RuPay UPI credit card.

Apply for Visa →

How to Sign Up with Tata Neu Referral Code?

Download the Tata Neu App

Click the link shared above and download the Tata Neu app through it, so your referral is tracked.

Sign Up with Your Mobile Number

Apply for the HDFC Tata Neu Credit Card

Go to the credit card section, apply for the HDFC Tata Neu Credit Card only and enter the referral code. The SBI Tata Neu Credit Card doesn't allow a referral code. You can signup directly from here.

Provide Details and Complete Video KYC

Provide your personal, professional and income details during the application, then complete verification through Video KYC.

Receive Your Card

Once approved and processed, the card is delivered within 4–7 days, depending on your location.

Claim Your Welcome Reward

You either get the card First Year Free (or, rarely, Lifetime Free), or you pay the joining fee and get the equivalent amount back as NeuCoins cashback.

Tata Neu Infinity vs Plus Credit Card

Compare the two HDFC Tata Neu variants before you apply.

Comparison of the Tata Neu Infinity and Tata Neu Plus HDFC credit cards
Particulars	Infinity Variant	Plus Variant
Joining Fee	₹1,499 + GSTCurrently ₹0 (Limited-Time Offer)	₹499 + GSTCurrently ₹0 (Limited-Time Offer)
Annual Fee	₹1,499 + GST (Waived on annual spends of ₹3 lakh or more)	₹499 + GST (Waived on annual spends of ₹1 lakh or more)
Tata Neu Cashback	5% Cashback + 5% Cashback for Legend Tier	2% Cashback + 5% Cashback for Legend Tier
Bill Payment Rewards	5% NeuCoins on Utility and Insurance Payments	2% NeuCoins on Utility and Insurance Payments
Airport Lounge	8 Domestic + 4 International Lounge	4 Airport Domestic Lounge
UPI Rewards (RuPay)	1.5% NeuCoins on Tata Neu UPI	1% NeuCoins on Tata Neu UPI

Offers and eligibility can change, so check the latest details in the Tata Neu app before you apply.

How to Refer on Tata Neu?

Open the Credit Card Section

Open the Tata Neu app and go to the credit card section.

Share Your Referral Code

Click on Refer & Earn, then copy or directly share your Tata Neu referral code or link with family and friends.

Earn 1,000 NeuCoins

You get 1,000 NeuCoins once they sign up with your code and get the card.

Milestone Bonus (6–31 Oct 2026)

During the campaign from 6 October to 31 October 2026: refer 2 and earn 3,000 NeuCoins (2,000 base + 1,000 bonus), refer 5 and earn 10,000 NeuCoins (5,000 + 5,000), or refer 10 and earn 20,000 NeuCoins (10,000 + 10,000).

🎁 Referral Reward Proof

Proof that the referral reward actually gets credited, from our own reward history.

✓ Tata Neu Referral Reward History

NeuCoins credited after a successful referral.

Key Benefits of the HDFC Tata Neu Credit Card

💰

Up to 10% NeuCoins

Earn 5% NeuCoins with the Infinity card on shopping through the Tata Neu app, plus up to 5% extra on selected categories after registering for Tata NeuPass.

🎁

Welcome Rewards

Get 4 months of Spotify Premium and an EazyDiner membership. Plus, get your card First Year Free or 1,499 NeuCoins as cashback.

🧾

5% NeuCoins on Utilities

Earn 5% NeuCoins on utility and insurance payments on Tata Neu. Note that a convenience fee of around 1.65% (incl. GST) applies.

🛒

UPI on Credit

Scan any UPI QR code and pay with your RuPay credit card through the Tata Neu app to earn 1.5% NeuCoins (up to 500 NeuCoins a month).

🛫

Airport Lounge Access

Enjoy 8 domestic and 4 international lounge visits a year with the Infinity variant. Domestic visits need ₹50,000 of spends in the previous quarter.

Frequently Asked Questions

Tap to view answers

What is the Tata Neu Referral Code for 2026?+

The active referral code for the Tata Neu app and HDFC credit cards is MOHI19920. Use this code during registration to get the Tata Neu Credit Card First Year Free, or to get 1,499 NeuCoins as cashback.

Is the HDFC Tata Neu credit card free?+

It is free for the first year if you apply with a referral code during the current offer, and rarely it is lifetime free. Otherwise the Infinity variant costs ₹1,499 + GST and the Plus variant costs ₹499 + GST, and you get the equivalent amount back as NeuCoins. The annual fee is waived on yearly spends of ₹3 lakh (Infinity) or ₹1 lakh (Plus).

Which is better, Tata Neu Infinity or Plus?+

Infinity earns higher NeuCoins, offers 8 domestic and 4 international lounge visits a year and a 1.5% UPI reward, but needs a higher income. Plus has a lower fee and lower income requirement, so it suits lighter spenders. Choose Infinity if you shop regularly on Tata Neu and meet the income limit.

Should I choose the RuPay or the Visa variant?+

Choose RuPay if you want to use the card on UPI and earn extra NeuCoins on eligible UPI spends, along with occasional RuPay-only campaigns. Choose Visa Signature if you want the current voucher and membership perks, such as a ₹500 Poshvine voucher and Times Prime at ₹1. Visa does not earn UPI rewards.

Who is eligible for the Tata Neu credit card?+

You must be 21 to 65 years old, and salaried or self-employed. The Infinity variant needs a monthly salary of ₹1,00,000 (or ₹12,00,000 a year if self-employed). The Plus variant needs ₹25,000 a month (or ₹6,00,000 a year if self-employed).

Does the referral code work on the SBI Tata Neu credit card?+

No. The SBI Tata Neu Credit Card doesn't allow a referral code. To get the referral reward, apply for the HDFC Tata Neu Credit Card and enter the code during the application.

How much is one NeuCoin worth?+

One NeuCoin is worth ₹1 when you redeem it on the Tata Neu app or on partner Tata brands. So 1,499 NeuCoins is worth ₹1,499 on Tata Neu.

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